A full-fledged platform has been implemented that allows borrowers to create applications for the search for investors, select suitable ones and make loans. The service provides support for the transaction at all stages, which allows you to effectively and thoughtfully monetize the work of the platform. To attract new users, in addition to the basic functionality, a single-level referral system has been implemented with the ability to store bank card numbers and convenient withdrawal of funds. The referral reward program has proven itself as a tool for expanding an active user base.